A more effective idea would be for the government to offer companies an incentive to rationalize CEO compensation, such as a tax credit, and to base that tax credit on the ceo-employee pay ratio. 更有效的做法是,由政府对公司提供激励,使CEO薪酬合理化,比如税收抵免,以CEO与员工的薪酬比为基础确定税收抵免额。
III.-the establishment of credit beyond the limits imposed by any strict ratio of gold to currency. III.–信贷机制的建立,它超出了黄金兑货币比率的严格限制。
In a recent note, the IMF uses a more sophisticated indicator of financial development than the credit ratio. IMF在近期一份报告中采用了技术含量高于信贷比率的金融发展指标。
As a result, the overall credit to gross domestic product ratio has increased from 120 per cent to almost 200 per cent over the past five years. 其结果是,信贷总额与国内生产总值(GDP)之比在过去五年里从120%升至近200%。
The guideline for setting this kind of curriculum was provided, and the credit ratio of disciplinary basic courses and requirements and how to correlate the practice with theory were suggested. 提出了通才式安全工程专业高等教育课程的设置思想、专业基础课和主干课的学时比以及实践与理论相结合的实习方法。
One is credit: the ratio of bank debt to GDP in Mexico is barely a third what it is in Brazil. 其中一个是信誉:墨西哥银行债务与gdp的比率只相当于巴西的三分之一。
We use Fisher discrimination approach to assess credit risk of the firm via projecting financial ratio onto the lower dimension space, which diminishs the complexity of computation. 利用Fisher判别原理,对企业的信用风险等级进行判别,通过将财务指标向低维空间投影,降低了计算复杂性。
With the rapid development of individual housing mortgage loans in our country, we witness a quick rise in the credit risk, the ratio of which in our country is obviously higher than that in developed counties like United States and will see further increase in the future. 随着我国个人住房抵押贷款的迅速发展,贷款信用风险日益明显,我国个人住房抵押贷款的不良贷款比率明显高于美国等发达国家水平,而且随着该项业务的继续发展,未来风险呈上升趋势。
Currently there are some financial problems in northeast old industrial bases, such as unfavorable credit environment, low fund-using ratio, less self-regulation abilities in banking system, etc. 东北老工业基地面临信用环境不佳,资金效益低下,金融系统自我调节能力差等金融问题。
Considering measurement of credit risk comprehensively from the aspects of shift probability of credit grade, default probability and retrieval ratio solves optimal allocation of loan assets controlling both default risk and liquidity risk. 从信用等级转移概率、违约概率、以及挽回率等疗面综合地考虑信用风险度量问题,解决了兼控违约风险和流动性风险的信贷资产的最优分配问题。
In the method of remittance, credit risk is the most risk, exporter should control the customers 'credit and payment ratio. 论文认为,在汇付方式下,信用风险是最主要的风险,对客户资信的把握和货前货后货款比例的选择是汇付风险控制的主要方法;
Chapter four: Discusses the significance and course of analysis on credit risk, with comments on financial ratio analysis, cash flow analysis, assurance analysis and non-financial analysis. It also introduces the main dealings of pre-warn on credit risk. 第四章探讨了信贷风险分析的意义和流程,分别从财务比率分析、现金流量分析、担保分析、非财务因素分析等方面进行论述,并介绍了贷款风险预警的主要做法。
Based on the real transaction data from market of individual loans in Beijing in 2001, a bi-Logit selective model is used to quantitatively analyze the influence of economic factors, borrowers 'identities and property of individual credit products on selective behavior of credit period and credit-to-value ratio. 本文以2001年北京个贷市场实际交易数据为基础,采用二元Logit选择模型,定量分析经济因素、借款人个体属性和个贷产品属性对借款人个贷期限和贷款价值比选择行为的影响。
Backgrounded with the main monetary policy framework internationally, and based on the expatiation that the credit ratio is the kernel for the success of the monetary policy framework, this article discusses China's monetary policy framework option. 本文以国际上主要的货币政策框架为背景,在阐述信誉度是货币政策框架成功的核心的基础上,展开对中国货币政策框架选择的讨论。
The transmission mechanism of monetary policy includes the ways of credit ratio, interest rate and exchange rate. 货币政策传导机制包括信贷配给途径、利率途径及汇率途径。
This article uses the ratio of total private market capitalization to total private credit ( RTPMCTPC) and the ratio of stock market capitalization to private credit of deposit money banks ( RSMCPCDMB) to describe the financial structure of developed countries. 本文使用全部私人市场资本化总量与全部私人信贷总量之比和股票市场资本化总量与存款货币银行信贷总量之比两大指标,来描述发达国家的金融结构;
As its effect is growing in the social and economic life, the rate of using credit card payment and the ratio of loan are also rising every year Credit card businesses improve the profit of financial institution, which makes its profit ratio improved in the total profit. 随着信用卡在社会经济生活中的作用日益增大,信用卡支付比例逐步攀升,信用卡贷款比重逐年加大,信用卡业务为金融机构带来的利润占总利润的比重也在不断提高。
Thus, traditional credit assessment models, such as financial ratio analysis, multiple discriminate analysis and so on, cannot solve this problem effectively, completely and perfectly. 传统的信用评价模型有财务比率分析、多元判别分析等,但这些模型都不能有效、全面、完整地解决信用评价问题。
And in light of credit risk, there are accounting-based ratio measurement method and volatility-based measurement method, as well as the related concepts, such as Credit Rating, Z-score, Transition Matrix, Expected Default Frequency. 针对信用风险度量的方法包括基于财务比率的风险测量方法和基于波动性的风险测量方法,与之相关的风险度量概念有信用评级、Z分数、转换矩阵、违约频率。
Considering the credit risks effect and choosing non-performing loan ratio as the credit risk factors are the first creative point in this article. 充分考虑信用风险的影响并选取不良贷款率作为衡量指标是本文的第一个创新点。
Recently, the status quo of credit risk of the commercial banks in China is: a huge amount of bad loans, poor management infrastructure of credit risk, the capital adequacy ratio is not satisfied, bad debt reserves and low status. 目前我国商业银行信用风险的现状是:不良贷款数额巨大、信用风险管理基础差、资本充足率不理想、呆账准备金低等状况。
Chapter 6 discusses possible strategies for improving the credit risk management of our commercial banks via strengthening credit risk management philosophy, improving capital adequacy ratio, further developing IRB system, enhancing supervision and accelerate the information disclosure with legal control, etc. 第6章通过对强化信用风险管理理念、提高资本充足率、完善内部信用评级体系、加强监管和法制监督强化信息披露等的论述,探讨了完善我国商业银行信用风险管理的对策。
However, the high growth covers companies 'accumulated credit risks with rising debt ratio. 然而高增长却掩盖了企业累积的信用风险,负债比率不断上升。
To do this, we use the credit constraint variables ( one minus the ratio of newly added credit in the current year to GDP) on behalf of the market interest rate. 为此我们用信贷约束变量(一减去当年新增信贷与GDP之比)来代表市场利率。
For credit banks, credit risks have been and continue to have. Therefore, how to identify and prevent the credit risk, reducing bad debt ratio and the risk of losses are banks 'important and real issues. 对于信贷银行来说,风险已经存在并继续产生着,因此,如何识别并防范信贷风险,降低不良贷款率,减少风险损失是当下银行面临的重要而现实的课题。
The logit model shows that the top three factors that influence the credit risk is loan interest rate, loan-house-price ratio and share of monthly debt-service of the family income. LOGIT模型结果表明,对贷款风险影响最大的是贷款利率、贷款房价比和月还款额占家庭月收入的比重这三个变量。
Contrast of nearly 3 years of deposits, loans business growth of rural credit cooperatives, changsha of non-performing loan ratio overall declined, but still holds a higher proportion. 对比近三年的存款、贷款业务的增幅,长沙县农村信用合作社的不良贷款比率总体上呈下降趋势,但仍然占较高比例。
At last, the paper suggest that we should shrink the size of credit, raise interest rate and reserve ratio in view of the high inflation expectations. 文章最后提出针对当前通胀预期不断加大的趋势,应该收缩信贷规模,可以适当提高利率或存款准备金率。